Software Engineer: Back-End II

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Date: 14 Aug 2026

Location: Century City, WC, ZA

Company: Capitec Bank Ltd

Apply by: 28 August 2026

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Build the systems that turn debt into resolution at scale

We're growing the technology capability inside our Collections and Recoveries team, and we need a back-end engineer who builds things that last. This isn't a maintenance role. You'll design, develop, test, deploy and maintain software systems  building server-side solutions that are fast, reliable and built to scale. In a team where the stakes are real and the volume is high, what you build matters.

About the team

 

The Collections and Recoveries division is responsible for identifying, assessing, monitoring and mitigating risk across all recoveries-related activities.The team uses innovation and technology to build a world-class collections capability  one that serves millions of South Africans at a pace and scale few environments can match. Every system you build feeds directly into that mission.

What you'll do

  • Translate business and technical requirements into back-end solutions that balance performance, security, resilience and cost
  • Build and optimise APIs, reusable libraries and database components that power real application functionality
  • Write business logic and algorithms that process data accurately and at speed
  • Champion quality through automated testing, CI/CD practices and secure coding principles (DevSecOps)
  • Debug issues across all severity levels and support standby operations when it counts
  • Share your work with the broader product team and contribute to a codebase the whole team is proud of

Why this role is different

Most engineering roles give you problems to solve. This one gives you problems that matter. You'll work inside one of South Africa's most active financial divisions where the systems you build directly affect how effectively we recover money and support clients in difficulty.
You'll have immediate access to executive management from day one, work alongside engineers who share knowledge freely, and operate in an environment where collaboration, innovation and creativity drive everything we do.We don't wear suits and we don't do bureaucracy for its own sake. We're passionate people who love what we do and we work together to make banking simple and transparent so that our clients can live better.

What we're looking for

  • 3+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
  • Grade 12 National Certificate
  • A relevant tertiary qualification Information Technology 
  • Solid back-end engineering experience with production-grade systems
  • Proficiency in C# and.NET Core
  • Working knowledge of AWS and Azure cloud platforms
  • Experience with PostgreSQL  writing efficient queries and optimising data modelsUnderstanding of API design and development of reusable components
  • Comfort with CI/CD pipelines, automated testing and secure coding practices
  • Ability to debug complex issues under pressure  and communicate clearly while doing it
  • A collaborative mindset you build for the team, not just for yourself

What's in it for you

We want our people to be the best they can be,  which is why we invest in their growth and development and proactively encourage continuous learning. We have a high internal promotion rate. If you take initiative and back yourself, the path forward is yours to shape. 

Our Employee Value Proposition gives every member of our team real value,thhrough meaningful involvement in our organisation, cohesive teams, growth opportunities and employee benefits.

You'll also get:
  • Access to cutting-edge cloud infrastructure across AWS and Azure
  • A team culture built on humility, openness and shared ownership
  • The kind of scale that makes the work genuinely challenging and genuinely rewarding
  • An open-door policy that gives you real access to the people who make decisions

Ready to build something that matters?

Apply now and tell us what you've built, how you built it and what you'd do differently. We're not looking for perfect we're looking for curious, capable and committed.
Apply now 

Additional Information

  • Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.