Account Executive (Agriculture)

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Date: 9 Nov 2026

Location: Paarl, WC, ZA

Company: Capitec Bank Ltd

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

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2.  Once you have completed the above finalize your application by clicking apply below 

 

Purpose Statement

The Account Executive will be responsible for managing and growing a dedicated agriculture portfolio, developing strong client relationships, and providing specialised financial solutions to support the growth and sustainability of agricultural businesses. It will include but not be limited to:
  • Proactively manage and develop a portfolio of business clients within the agriculture sector, delivering specialised financial product solutions tailored to their unique needs.
  • Drive business growth and client retention by identifying opportunities to add value through customised and standard business banking offerings.
  • Collaborate closely with internal teams to ensure seamless service delivery, contributing to the broader goals of the Business Banking division at Capitec Bank Limited.

Experience

Essential Experience:

  • A minimum of five years in the banking sector, with at least three years focusing specifically on Business Banking to gain deep insights into the dynamics of managing business clients.
  • Proven track record in handling complex portfolios comprising diverse business clients, demonstrating strong skills in service management and financial performance analysis.
  • Extensive experience in client relationship management, particularly with high-net-worth and high-value clients, addressing their complex financial demands and ensuring their satisfaction.
  • Demonstrated capability in preparing comprehensive credit applications, including assessing risk and presenting clear, well-justified recommendations.
  • Strong skills in sales management and cost control to optimise portfolio profitability while maintaining exceptional service standards.

 

Additional Experience That Enhances Success in This Role:

  • Experience working within the agricultural finance landscape, understanding the specific financial cycles and needs of agribusiness clients.
  • Familiarity with regulatory and compliance frameworks affecting business banking clients to ensure risk mitigation and adherence to legal requirements.
  • Proven ability to develop tailored financial solutions that align with the unique challenges faced by clients in varying industry sectors.

Qualifications (Minimum)

  • A relevant tertiary qualification in Business Management or Finance

Qualifications (Ideal or Preferred)

  • Bachelor's Degree in Business Management or Finance

Knowledge

Core Knowledge Areas:

  • Fundamental principles and practices of business economics alongside current trends impacting the financial environment and business markets.
  • Advanced expertise in customer relationship management (CRM) techniques, including the ability to project professionalism, credibility, and influence when engaging with business stakeholders.
  • Comprehensive understanding of various industry sectors with an emphasis on sector-specific risk assessments and the implications of external factors such as economic, political, legislative, and climatic conditions.
  • Strong grasp of local market sales strategies and practices to effectively drive retention, growth, and portfolio optimisation within the Business Banking division.
  • Thorough knowledge of general banking operations, regulatory compliance, and procedures, ensuring accurate and risk-aware financial service delivery.
  • Awareness of competitor offerings, marketing tactics, and operational methods to maintain competitive advantage and innovation in client solutions.
  • Proficiency in credit principles, including the evaluation of credit applications, securing appropriate collateral, and understanding credit risk management.
  • In-depth knowledge of legal structures relevant to commercial clients, including companies, close corporations, and sole proprietorships, alongside applicable financial service legislation such as FAIS and FICA.
  • Expertise in analysing and interpreting CRM data to derive actionable insights that inform client engagement strategies and decision-making processes.
  • General insight into the workings of Business Banking, coupled with a nuanced understanding of associated business and industry risks and financial service requirements.

 

Preferred Knowledge Enhancements:

  • Detailed understanding of Capitec Bank Limited’s product portfolio, including features, benefits, pricing structures, and multi-level product options tailored to business clients.
  • Up-to-date knowledge of taxation laws relevant to business clients, facilitating informed financial advisory and compliance support.
  • Strong familiarity with administrative processes and operational procedures specific to Business Banking transactions, ensuring efficiency and accuracy.
  • Advanced financial acumen involving financial modelling, activity-based costing, trend analysis, and managing complex cash flow scenarios pertinent to industry and sector specifics.

Skills

  • Interpersonal & Relationship management Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Negotiation skills
  • Problem solving skills
  • Decision making skills
  • Commercial Thinking Skills
  • Strategic Thinking Skills
  • Communications Skills
  • Influencing Skills
  • Analytical Skills
  • Attention to Detail

Conditions of Employment

  • Clear criminal and credit record
  • Willingness to work flexible hours (including Saturdays and Public Holidays)

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.