Business Banker (Paarl Business Centre)
Date: 20 Oct 2026
Location: Paarl, WC, ZA
Company: Capitec Bank Ltd
Apply by:
We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of Business clients.
- This will be achieved by identifying and implementing value-adding and specialised Business Banking financial products solutions from a range of standard and/or customised offerings.
- To proactively identify, source, and acquire new Business Banking clients through prospecting, lead generation, networking and referrals, converting opportunities into new client relationships.
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Experience
Minimum:
- Banking experience of at least 3 years (preferably in Business Banking).
- Managing a portfolio of Business customers, with a focus on customer service and financial analysis.
- Preparing and motivating Credit applications.
- Cost control and sales management.
- Proven experience in proactively acquiring new Business Banking clients; through prospecting, lead generation, networking and referrals - with the ability to convert opportunities into new client relationships.
- Demonstrated ability to achieve sales and new-business acquisition targets.
- Language: Ability to communicate fluently (i.e., have a full conversation) in both Afrikaans and English, in line with language needs of the Paarl Business Centre's client base.
Ideal:
- At least 1+ year(s) spent in a Business Banking environment; including preparing and motivating Credit applications.
Knowledge
Minimum:
- Customer relationship management (CRM) principles and techniques.
- How to interpret financial statements, balance sheets and basic financial ratios.
- Standardised Business Banking transactional products and other core products relevant to small enterprises.
- Business Banking product offerings.
- Understanding of collateral and balance sheets.
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the Business Banking market, and the legislative restrictions and requirements governing these from a financial services perspective.
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes.
- Competitors' offerings.
- Regulations, Acts, and Codes related to the banking environment.
- Financial Advisory and Intermediary Services Act (FAIS), and the Financial Intelligence Centre Act (FICA).
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Current taxation laws as they apply to customers.
- Good knowledge of administration processes and procedures pertaining to Business Banking transactions.
Skills
- Attention to Detail
- Analytical Skills
- Problem solving skills
- Decision making skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
- Influencing Skills
- Commercial Thinking Skills
- Strategic Thinking Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
- A valid driver's license and own vehicle is required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.