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Decision Scientist

Date: 15-Jun-2022

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Purpose Statement

  • To enable data-led business decision making for projects associated with a specific workstream in the Credit Department through:
    • Aligning deliverables within the allocated area of responsibility / project with the objectives, plans, processes and standards of Credit Decision Science.
    • Performing analyses and developing analytical models to translate active business data into usable strategic information.
    • Quantifying benefits associated with credit solutions.
    • Informing the business on any critical and measurable credit risk indicators.



  • 3 - 5 years’ experience in statistical analysis
  • Experience must include the following:
    • Extracting, Aggregating, Cleaning and Analysing Data from Large Relational Databases
    • Data mining and predictive modelling
    • Working with SQL / R / Python coding languages
  • Experience in translating business requirements into business requirement specifications
  • Ability to investigate, analyse, design and deliver business solutions
  • Able to perform under pressure and work towards strict deadlines

Qualifications (Minimum)

  • Bachelor's Degree in Mathematical Sciences or Statistics

Qualifications (Ideal or Preferred)

  • Masters Degree in Mathematical Sciences or Statistics



  • Data Analytics
  • Project management methodologies
  • IT implementation cycle and Credit cycle
  • Technical understanding and knowledge (different operating systems / databases / programming languages)
  • General business acumen to identify the impact technical issues may have on design and delivery of solutions.
  • Best practices and tools in credit risk
  • Interpretation of user requirements and translation into business requirements specifications
  • Confidentiality and intellectual property implications and constraints
  • Interpretation of user requirements
  • Translation of business requirements into business requirement specifications


  • Communications Skills
  • Analytical Skills
  • Numerical Reasoning skills
  • Presentation Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)


  • Delivering Results and Meeting Customer Expectations
  • Presenting and Communicating Information
  • Writing and Reporting
  • Analysing
  • Applying Expertise and Technology
  • Learning and Researching
  • Following Instructions and Procedures
  • Coping with Pressures and Setbacks

Conditions of Employment

  • Clear criminal and credit record