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Manager: Ongoing Risk

Date: 14-Oct-2021

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Purpose Statement

  • To be responsible for credit risk mitigation in Mercantile Bank’s high risk portfolios; identifying and managing high-risk clients and industries in distress and designing optimal risk management solutions to ensure that recoveries are maximized and losses are minimized.



  • At least 6 years post qualification experience of which at least 2 years must have been within an ongoing-risk management role in a collections/recoveries and/or intuitive / judgemental credit environment within the financial services sector; and
  • Previous managerial experience 


  • An admitted attorney with at least 2 years’ post-admission experience in civil and/or commercial litigation practice and at least 2 years in an ongoing-risk management role in a collections/recoveries and/or intuitive / judgemental credit environment within the financial services sector; and 
  • Previous experience of leading or providing oversight of a team of specialists.

Qualifications (Minimum)

  • Bachelor's Degree in Law

Qualifications (Ideal or Preferred)

  • Post Graduate Diploma in Economic and Management Sciences or Commerce



  • Credit and corporate legislation and processes
  • Banking and financial services industry practice 
  • Debt recovery processes 
  • Collateral variants / types 
  • Risk management / disaster recovery and business continuity practice
  • General / operations management
  • People management, principles and practices
  • Relationship building and management techniques 


  • Business Banking environment and landscape


  • Analytical Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Negotiation skills
  • Problem solving skills
  • Interpersonal & Relationship management Skills
  • Leadership Skills
  • Management skills


  • Deciding and Initiating Action
  • Deciding and Initiating Action_Acting Decisively
  • Deciding and Initiating Action_Demonstrating Initiative
  • Deciding and Initiating Action_Making Accurate Judgments and Decisions
  • Leading and Supervising
  • Leading and Supervising_Assembling Talent
  • Leading and Supervising_Delegating Responsibility
  • Leading and Supervising_Developing Talent
  • Leading and Supervising_Maintaining Objectivity
  • Leading and Supervising_Managing Performance
  • Leading and supervising_Inspiring and Motivating Others
  • Leading and supervising_Utilising Feedback
  • Relating and Networking
  • Relating and Networking_Creating and Maintaining Networks
  • Relating and Networking_Establishing Relationships
  • Relating and Networking_Interacting with People at Different Levels
  • Relating and Networking_Managing Political Situations
  • Persuading and Influencing
  • Persuading and Influencing_Making Convincing Arguments
  • Persuading and Influencing_Making a Strong Impression
  • Persuading and Influencing_Negotiating Agreements
  • Presenting and Communicating Information
  • Presenting and Communicating Information_Communicating Effectively
  • Presenting and Communicating information_Presenting and Public Speaking
  • Analysing
  • Analysing_Evaluating and Implementing Ideas
  • Analysing_Reading Effectively
  • Analysing_Solving Complex Problems
  • Analysing_Testing and Troubleshooting
  • Analysing_Using Math
  • Analysing_Thinking Broadly
  • Analysing_Working with Financial Information
  • Creating and Innovating
  • Creating and Innovating_Developing Plans
  • Creating and Innovating_Displaying Creativity
  • Planning and Organising
  • Planning and Organising_Coordinating Project Activities
  • Planning and Organising_Driving Projects to Completion
  • Planning and Organising_Managing Resources
  • Planning and Organising_Prioritising and Organising Work
  • Delivering Results and Meeting Customer Expectations
  • Delivering Results and Meeting Customer Expectations_Championing Customer Needs
  • Delivering Results and Meeting Customer Expectations_Delivering High Quality Work
  • Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations
  • Delivering Results and Meeting Customer Expectations_Serving Customers
  • Adapting and Responding to Change
  • Adapting and Responding to Change_Acting as a Champion for Change
  • Adapting and Responding to Change_Adapting to Change
  • Adapting and Responding to Change_Supporting Change
  • Adapting and Responding to Change_Working with Ambiguity
  • Adapting and responding to change_Working with Diverse Populations
  • Coping with Pressures and Setbacks
  • Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance
  • Coping with Pressures and Setbacks_Displaying Confidence and Composure
  • Coping with Pressures and Setbacks_Maintaining Work-Life Balance
  • Coping with Pressures and Setbacks_Managing Stress
  • Entrepreneurial and Commercial Thinking
  • Entrepreneurial and Commercial Thinking_Controlling Costs
  • Entrepreneurial and Commercial Thinking_Entrepreneurial Thinking
  • Entrepreneurial and Commercial Thinking_Leveraging Opportunities
  • Entrepreneurial and Commercial Thinking_Navigating Organisations

Conditions of Employment

  • Clear criminal and credit record


Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals


For further information regarding this job posting, please contact the Capitec Talent Acquisition Specialist:

Mmina Machuene Thipe