Specialist: Litigation

At Capitec, we believe banking should be simple, accessible, and driven by people who are passionate about making a difference. We're looking for a highly motivated and solution-oriented Specialist: Litigation to join our Collections and Recoveries team. This is an exciting opportunity for an admitted Attorney or Advocate who thrives in a fast-paced environment and is passionate about legal strategy, debt recovery, and delivering commercial outcomes.

As a Specialist: Litigation, you will play a pivotal role in managing and driving legal recovery strategies across Capitec's non-performing loan portfolio. By initiating, monitoring, and controlling legal processes relating to various forms of collateral, you'll help maximise recoveries, minimise losses, and contribute to sustainable financial solutions for clients facing financial distress.

You'll work at the intersection of law, finance, and business strategy, applying your legal expertise to complex recoveries, restructures, litigation matters, and insolvency processes while helping protect the bank's interests.

Managing civil and commercial litigation matters relating to debt recovery and collections.Driving legal recovery strategies to optimise collateral realisation across multiple product portfolios.Negotiating settlements and restructuring distressed debt arrangements.Collaborating with internal and external stakeholders to maximise recoveries and minimise impairment costs.Managing insolvency, liquidation, sequestration, and business rescue processes.Providing specialist legal input into collections and recoveries strategies.Monitoring legal service providers and litigation performance to ensure optimal commercial outcomes.Identifying legal risks and recommending effective mitigation strategies.

Minimum Requirements

• Admitted Attorney or Advocate.
• 2-3 years' post-admission experience in civil and/or commercial litigation.
• Strong understanding of:
  • Litigation processes
  • Debt recovery and collections
  • Credit legislation
  • Insolvency legislation and procedures
  • Banking and financial services environments

3+ years' post-admission legal experience.At least 2 years within a Collections, Recoveries, or Debt Recovery environment.Exposure to distressed debt restructuring and financial assessments.Experience working with secured lending and collateral realisation processes.

Minimum:

• Relevant postgraduate qualification in Law or Commerce.

Advantageous:

• Master's Degree in Law (LLM), MBA, or equivalent postgraduate qualification.

Strong negotiation and influencing abilitiesExcellent problem-solving and analytical skillsSound decision-making capabilityHigh attention to detailCommercial and financial acumenAdvanced Microsoft Office skills, particularly Excel, Word, and OutlookAbility to manage multiple matters and deadlines effectively