Share this Job

Business Analyst: Credit Products and Paydate Management

Date: 03-Aug-2022

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Who Are We?


We're a bank, but we're more than that too. We believe that banking is about people and that there's a simpler way to bank, and that by helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by being a CEO in every situation - we always put the Client first, act with Energy and take Ownership. And to support people in being their best, Our Employee Value Proposition offers every member of our team value by encouraging their involvement in our organization, creating cohesive teams, and providing growth opportunities as well as employee benefits and savings. We make it priority to ensure that each Capitec person feels known, valued, focused and has the opportunity to grow.

Join Us in Becoming the Best Bank in the World

We appoint people for their potential and continuously look for talented, driven individuals to help us innovate and evolve the banking industry. That's why we focus on finding the right people for the right jobs. We love what we do - it takes a great team, commitment and dedication to build a brand that we are proud of and that our clients trust.

Purpose Statement

  • Liaise with stakeholders to formulate functional specifications, which provides effective technology solutions for project, and non-project business requirements related to the Bank’s Credit Products (Loans) and Paydate Management platforms.
  • Guide the system development processes across internal and external IT technical resources to facilitate the successful implementation, support and maintenance of such systems.
  • Continuous business and industry research to identify problems, needs, opportunities for improvement and guiding the critical evaluation of new and existing software / application solutions.


  • Minimum 5 years’ relevant software development experience as a Business Analyst in the Banking, Credit Products (Loans) or Retail Industry.



Qualifications (Minimum)

  • Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

  • A relevant qualification in Commerce or Information Technology
  • A relevant tertiary qualification in Business Analysis


Must have detailed knowledge of:

  • IT Software Development Life Cycle
  • Paydate Management/ Credit Products
  • Business analysis and design
  • Agile methodologies and processes
  • UML and business process modelling (BPM)
  • Best practices for Quality Assurance (QA)
  • Standards and governance
  • Testing practices


  • Communications Skills
  • Interpersonal & Relationship management Skills
  • Negotiation skills
  • Influencing Skills
  • Presentation Skills
  • Facilitation Skills
  • Analytical Skills
  • Problem solving skills
  • Commercial Thinking Skills
  • Attention to Detail
  • Planning, organising and coordination skills
  • Leadership Skills


  • Adapting and Responding to Change
  • Analysing
  • Learning and Researching
  • Persuading and Influencing
  • Presenting and Communicating Information
  • Relating and Networking
  • Working with People
  • Delivering Results and Meeting Customer Expectations

Conditions of Employment

  • A valid driver's license and own vehicle is required
  • Clear criminal and credit record
  • Contactable via own mobile phone

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.