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Business Analyst: Rules Engine

Date: 29-Sep-2021

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Purpose Statement

  • Liaise with business to formulate business specifications and functional descriptions to meet business requirements;
  • Liaise with development team to hand-over functional descriptions;
  • Compile test plans and ensure delivery is according to business requirements;
  • Continuous business and industry research to guide the critical evaluation of new and existing software / application solutions;
  • Undertake impact analysis specific to solution and the changes thereof, within the solution and effected peer systems;
  • Identification of Risks, Issues and Decisions needed in support of project deliverables and scope. This also includes understanding of Project Management principles (e.g. Prince2);
  • Understanding and conceptualisation of the MIS/Reporting requirement and need from the solution;



  • Must have proven experience as Business Analyst (BA) within the Credit Originations/Account Management Rules Engine environment for at least one year;
  • At least 3 - 7 years’ experience as Business Analyst
  • Basic project management experience.
  • Experience on Rules Engine software of any kind (e.g. in-house developed software) is essential


  • Exposure to Credit Risk Rules Engine software such as Strategy Manager (from Experian) or Blaze / Triad would be very beneficial and
  • Basic project management experience.

Qualifications (Minimum)

  • Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

  • National Diploma in Information Technology
  • Advanced Diploma in Business Analysis



Must have detailed knowledge of:

  • Credit Granting Risk principles (including Credit Scoring, use of Bureau Data, statistical models);
  • Credit Product (Loan and/or Credit Card) Life Cycle;
  • IT systems development processes;
  • End to End experience of development life cycle;
  • Application development;
  • Financial principals;
  • Business analysis and design;
  • Banking and IT Standards and governance and
  • Testing practices and methodology.


Should preferably have detailed knowledge of:

  • SDLC;
  • Agile development life cycle;
  • Change Management;
  • Basic SQL for the purpose;
  • Banking systems;
  • MIS / BI / Data Warehousing;
  • Knowledge of UML and business process modelling (BPM) – e.g. EA and/or Visio;
  • Best practices for Quality Assurance (QA);
  • Project Management;
  • Communication Skills and
  • Conflict Management.



  • Strategic Thinking Skills
  • Planning, organising and coordination skills
  • Project Management Skills (Methodolgy Specific)


  • Adapting and Responding to Change
  • Analysing
  • Delivering Results and Meeting Customer Expectations
  • Learning and Researching
  • Persuading and Influencing
  • Presenting and Communicating Information
  • Relating and Networking
  • Working with People

Conditions of Employment

  • A valid driver's license and own vehicle is required
  • Contactable via own mobile phone
  • Willingness to work or be available overtime and / or weekends if required

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.