Share this Job

Manager: Decision Science

Date: 15-Nov-2021

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Purpose Statement

  • To ensure the objectives, plans, processes and standards within the (Collections, Recoveries and Account Management  / Granting Model) function align with those of Credit Decision Support and Credit Management as a whole.
  • To manage and lead a team of specialists within the (Collections, Recoveries and Account Management  / Granting Model) function to perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.



  • 5 yrs credit risk analytics environment experience and
  • 2 yrs management experience including;
    • Leadership / management of people
    • Extraction and aggregation of data from large relational databases
    • Data mining and predictive modelling.



  • 5 yrs Capitec Bank experience
  • Relationship and stakeholder management

Qualifications (Minimum)

  • Grade 12 National Certificate / Vocational
  • Honours Degree in Science or Mathematics

Qualifications (Ideal or Preferred)

  • Masters Degree in Mathematics or Statistics


  • Analytics
  • Project management methodologies
  • IT implementation cycle
  • Credit cycle
  • Technical understanding and knowledge (different operating systems / databases / programming languages)
  • General business acumen to identify the impact technical issues may have on design and delivery of solutions.
  • Best practices and tools in credit risk
  • Interpretation of user requirements and translation into business requirements specifications
  • Retail credit environment / industry
  • Confidentiality and intellectual property implications and constraints
  • Interpretation of user requirements
  • Translation of business requirements into business requirement specifications
  • HR Management policy and procedure
  • People management skills and techniques


  • Communications Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Attention to Detail
  • Planning, organising and coordination skills
  • Programming skill (SAS, SQL, R, Python)
  • Interpersonal & Relationship management Skills
  • Leadership Skills
  • Presentation Skills
  • Facilitation Skills
  • Analytical Skills
  • Numerical Reasoning skills
  • Reporting Skills
  • Strategic Thinking Skills

Conditions of Employment

  • Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.