Senior Investment Analyst - Strategic & Enterprise Investments

Date: 11 May 2026

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

About The Role

You can read a set of financials, build a five-year forecast and tell us exactly what a business is worth. You understand valuation methodologies – free cash flow to the firm, free cash flow to equity, PE multiples, revenue multiples, payback period – and, critically, when to use each one. A CA or CFA qualification backs your thinking. If this is you, we want to hear from you. 
 
Your role is to play a pivotal role in supporting strategic decision-making related to equity investments, monitoring and reporting on investment performance, ensuring good corporate governance and driving enterprise development initiatives. 

What You'll Do

Enterprise and Supplier Development (ESD)
  • Oversee our ESD portfolio – track financial and impact metrics through quarterly reviews
  • Evaluate SMME investment opportunities in line with our investment mandate
  • Develop and implement investment criteria as our ESD vehicle grows
  • Administer grant programs that align with B-BBEE requirements and our strategic goals
  • Identify new mechanisms and partnerships that grow our ESD impact
  • Keep all investment and grant documentation audit-ready
  • Ensure full compliance with B-BBEE scorecard requirements and ESD regulations
  • Schedule compliance checks and internal audits at least twice a year
Strategic Investments
  • Build financial models – forecast income statements, balance sheets and cash flows across sectors (FinTech, banking, insurance, SMMEs and beyond)
  • Apply the right valuation methodology to each investment decision
  • Value businesses we want to buy or sell, and support negotiations with a clear, defensible number
  • Monitor and report on strategic investment performance – deliver a real-time portfolio dashboard
  • Provide recommendations to senior management on portfolio adjustments and strategic direction
  • Develop scenario analyses that support faster, smarter decisions
  • Use data to spot trends and recommend portfolio changes
Stakeholder Engagement
  • Build and maintain strong relationships with incubators, accelerators and industry bodies in the SMME space
  • Develop a stakeholder communication plan to keep partners informed and aligned
  • Represent us at industry events and forums

What You Need

  • 5–10 years of experience in corporate finance, investment analysis, enterprise development, or related fields.
  • Proven track record in evaluating investment opportunities and managing portfolios.
  • Experience working independently and collaboratively in a fast-paced environment.
  • Stakeholder engagement and relationship-building to achieve objectives. 

Ideal:

  • Exposure to managing investment portfolios, impact investing SME development or B-BBEE-compliant vehicles.
  • Evaluating and executing investments in SMMEs.
  • Designing and administering grant funding programs.
  • Building partnerships with incubators, accelerators and industry bodies.

Qualifications (Minimum)

  • Bachelor's Degree in Finance or Economics

Qualifications (Ideal or Preferred)

  • Qualified Chartered Accountant (CA)

Knowledge

  • Deep understanding of B-BBEE legislation and ESD frameworks.
  • Investment analysis or portfolio management knowledge
    Financial modelling, valuation techniques and investment analysis.
  • Corporate Finance Principles: Capital structure, cost of capital, working capital management, and capital budgeting.
  • South African SMME ecosystem and enterprise development trends.
  • Regulatory environment affecting ESD and strategic investments.

Skills

  • Commercial Thinking Skills
  • Communications Skills
  • Problem solving skills
  • Project Management Skills (Methodolgy Specific)
  • Researching skills
  • Strategic Thinking Skills

Conditions of Employment

  • Clear criminal and credit record