Specialist: Card Fraud Detection and Prevention

Apply now »

Date: 24 Aug 2026

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Apply by:  

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

To proactively minimise card fraud losses and client impact through the delivery of advanced fraud analytics, intelligence, and actionable insights. The role focuses on identifying emerging fraud threats, analysing card transaction data, designing and enhancing fraud detection strategies, and collaborating with business and technology teams to strengthen fraud prevention capabilities across both card issuing and acquiring environments.

Experience

Minimum:

  • 2-4 years' experience within a fraud analytics, financial crime analytics, risk analytics, or data analytics environment.
  • Experience working with structured datasets, data interrogation, and recurring reporting.
  • Strong SQL programming and data extraction experience.
  • Proven experience using Advanced Microsoft Excel, including pivot tables, formulas, and data analysis.
  • Experience translating business requirements into analytical outputs and reporting.

Ideal:

  • 4+ years' experience within card fraud analytics, fraud prevention, fraud rules management, or financial crime environments.
  • Banking, payments, card issuing, or merchant acquiring experience.
  • Experience with fraud detection tools, fraud monitoring platforms, and rule-based environments.
  • Power BI, QlikView, or other business intelligence and visualisation tools.
  • Experience supporting fraud detection model development and fraud risk optimisation initiatives.

Qualifications (Minimum)

  • A relevant tertiary qualification in Accounting - Management Accounting or Economic and Management Sciences

Qualifications (Ideal or Preferred)

  • A relevant tertiary qualification in Accounting - Management Accounting or Economic and Management Sciences

Knowledge

Minimum:

  • Sound understanding of the fraud landscape and financial crime risks.
  • Knowledge of card fraud typologies and investigation principles.
  • Understanding of card payment transaction flows and the card payment ecosystem.
  • Experience using data and analytics to prevent, detect, and respond to fraud.
  • Knowledge of card operations, card scheme rules, and regulations.
  • Understanding of relational databases and data structures.
  • Knowledge of fraud monitoring and reporting practices.

Ideal:

  • Deep understanding of card fraud trends, emerging threats, and fraud attack methodologies.
  • Knowledge of card issuing, acquiring, digital wallets, and payment ecosystems.
  • Experience with fraud detection systems, rule-based monitoring environments, and fraud analytics platforms.
  • Internal MIS database structures and data environments.
  • Banking and financial services operating environment.
  • Knowledge of Capitec products and services.
  • Understanding of regulatory and industry fraud reporting requirements, including SABRIC and card scheme reporting.

Skills

  • Analytical Skills
  • Planning, organising and coordination skills
  • Problem solving skills
  • Decision making skills
  • Influencing Skills

Conditions of Employment

  • Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.