Team Leader: Credit Intelligence Analysis
Date: 30 Jun 2026
Location: Stellenbosch, ZA
Company: Capitec Bank Ltd
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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
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To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank’s credit strategy.
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Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.
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Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
Experience
Min:
- 6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
- In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
- Minimum of 3 years Portfolio specific experience.
- Experience working with / contributing towards credit principles, policies, frameworks.
Ideal:
- Capitec Bank experience
Qualifications (Minimum)
- Bachelor's Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post-graduate qualification in Finance or Statistics
Knowledge
NA
Skills
- Communications Skills
- Influencing Skills
- Leadership Skills
- Planning, organising and coordination skills
- Presentation Skills
- Project Management Skills (Methodolgy Specific)
- Reporting Skills
- Researching skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.