Head: Recoveries
Date: 27 Nov 2025
Location: Cape Town, Western Cape, ZA
Company: Capitec Bank Ltd
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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
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2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
- Responsible for developing and implementing the Recoveries strategy as part of the broader BSC Divisional strategy, ensuring it supports and delivers the organisational goals.
- Ensure alignment of the Recoveries strategy with the overall Credit management strategy.
- Oversee the effective execution of the strategy through a comprehensive Recoveries business plan, providing effective leadership and management of the functions within the Recoveries department.
Experience
- 10yrs+ management experience in an increasingly senior roles in a credit environment with responsibility for Recoveries.
- Proven experience of using influence and relationships to drive and achieve objectives.
- Experience of managing large teams
- Experience of successfully leading, planning and managing Recoveries operations and initiatives
- Influencing and providing strategic input and regular exposure to Executive level engagement
Qualifications (Minimum)
- Bachelor's Degree in Finance or Commerce
Qualifications (Ideal or Preferred)
- Masters Degree in Business Administration
Knowledge
- Knowledge and experience of the Credit life cycle/value chain.
- Expert knowledge of Recoveries and recoveries best practice
- Commercial, business and financial principles and practices and acumen. Building and developing effective teams.
- Credit management systems.
- Governance and credit management principles
- Business products, processes, policies and systems
- Fundamental IT systems and data analysis
- Quality principles and practice
- Leadership, mentoring and coaching methods and practices.
- Reporting, budgeting, planning, networking practices
Skills
- Communications Skills
- Analytical Skills
- Commercial Thinking Skills
- Leadership Skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.