We're in banking, but we're not bankers

We don't wear suits and we don't see our clients on appointment only. We are passionate people who love what we do, and we contribute and work together as a team to achieve our purpose – to make banking simple and transparent so that our clients can live better.

Employee Value Proposition

At Capitec, we offer our best by being a CEO in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, Our Employee Value Proposition offers every member of our team value by encouraging their involvement in our organisation, creating cohesive teams, and providing growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each Capitec person feels known, valued, focused and has the opportunity to grow.

Our Culture

Our 3 culture anchors: passionate people who deliver consistently on our clients’ needs.

Capitec people value humility, informality and entrepreneurial spirit. We care about our team's well-being and actively promote an inclusive workplace where everyone feels comfortable to speak their mind. We welcome diverse thinking, promote a learning environment, and encourage each team member to use the available opportunities to grow and unlock their potential to be their best.

We are not prideful, but we do take great pride in delivering on our goals and promises. It drives us to constantly find ways to work smarter and leverage technology and innovation to create value for Capitec and our clients.

Our clients are the reason we do what we do. We have a unique culture that's built on the foundation of our core values and CEO behaviours. We are inclusive and represent people from all walks of life; we see every person as a current or potential client and treat them with respect and humility.

Growth Opportunities

We want our employees to be the best they can be and we're rooting for them to succeed – because being your best gives you better opportunities. Which is why we believe in investing in their growth and development and why we proactively encourage continuous learning and development.

If you decide to join us, the opportunity for growth does not end there. We have a high internal promotion rate; if you are a self-starter, take initiative and are motivated to be the best you can be, the opportunities for growth at Capitec are endless.

Graduate Development Programme

University graduates across South Africa have the opportunity to join our 18-month, cross-functional Graduate Development Programme (GDP) that focuses on developing the functional, organisational and leadership skills in Capitec. Through our GDP, graduates are part of a rotational programme and get a 360-view of our business, and see how we continuously come up with innovative ideas to help our clients bank better to live better.

Are you a disruptor or a visionary? Do you have a keen interest in understanding how a successful business works? Can you make decisions and initiate appropriate actions under pressure? Are you motivated and driven to deliver results and not only meet, but exceed expectations? If you are a graduate and answered yes to any of the above questions, we’d like to hear from you! Applications for our GDP open every year between March and April.

Read more about what it means to be part of our GDP.


Our CSI initiatives support the communities we serve, and through our Employee Volunteer Programme, employees have the opportunity to volunteer their time and skills to better their community.

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We don’t target awards, or measure our success based on them. However, we do acknowledge the recognition of our team’s efforts and value this confirmation of our strategy and continued focus on doing what is in the best interest of our clients.

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Find out what it takes to ace a video interview, get the job you want and build a successful career.

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