Specialist: Rehabilitation, Insolvencies and Deceased Estates

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Date: 3 Jul 2024

Location: Sandton, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by: 27 June 2024

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

  • To initiate, monitor and control suitable debt recovery processes, to ensure the optimal realization of various collateral types held across all product offerings, in respect of the relevant non-performing loan portfolio.
  • To provide specialist inputs (relating to Pre-legal Collections – Rehabilitation, insolvencies and deceased estates) towards:
    • maximising recoveries and impairment releases 
    • minimising recovery costs and impairment raises
    • Financial assessment, negotiation and restructure of distressed debt

Qualifications (Minimum)

  • Bachelor's Degree in Law

Experience

Minimum:

  • At least 3 - 5 years in a banking environment comprising of at least 2 years in a Collections / Recoveries space

 

Ideal: 

  • 5+ years in a banking environment comprising of 3+ years in a Collections / Recoveries space

Knowledge

Minimum: 

  • The whole credit life-cycle
  • Broad business knowledge and acumen
  • Insolvency legislation and processes 
  • Banking and Financial Services Industry
  • Debt Recovery processes 
  • Collateral variants / types

 

Ideal:

  • Understanding of:
    • Commercial, business, and financial principles and practices 
    • Governance and risk management principles
    • Data analytics
    • Banking and Financial Services Industry 

Skills

  • Negotiation skills
  • Problem solving skills
  • Interpersonal & Relationship management Skills
  • Analytical Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)

Conditions of Employment

  • Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.