Analyst: Credit Pricing

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Date: 3 Oct 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

Provide support to the financial, credit and regulatory reporting functions through credit pricing and capital requirement calculations.

Experience

Ideal:

  • 1 year’s experience in analytical role in dynamic, mathematically complex environment
  • Regular exposure to members of the Executive Committee

Qualifications (Minimum)

  • National Certificate in Grade 12 National Certificate
  • A relevant degree in Statistics

Qualifications (Ideal or Preferred)

  • A relevant post graduate degree in Mathematics or Statistics

Knowledge

Min:
Knowledge and understanding of:

  • Credit pricing
  • Provisioning for bad and doubtful debts as per IAS39 and IFRS9
  • Capital reuirement as per Basel III
  • Weighted average cost of capital
  • Forecasting and budgeting
  • Advanced statistical analysis
  • Advanced financial mathematics

Ideal:
Knowledge and understanding of:

  • Capitec Bank strategic objectives
  • Capitec Bank operating environment
  • Big data and data mining techniques

Skills

  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • SQL Skills
  • SAS Skills
  • Attention to Detail
  • Communications Skills
  • Project Management Skills (Methodolgy Specific)
  • Leadership Skills
  • Negotiation skills
  • Influencing Skills
  • Interpersonal & Relationship management Skills
  • Facilitation Skills
  • Presentation Skills
  • Planning, organising and coordination skills
  • Problem solving skills
  • Analytical Skills
  • Reporting Skills

Conditions of Employment

  • Clear criminal and credit record
  • Willing to work regular shifts or weekends or rotational standbys

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.