Decision Science-Pipeline

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Date: 15 Nov 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We're on the lookout for energetic, highly motivated individuals who share our passion for collaboration, learning and designing state of the art solutions through analytics to support the Capitec Retail Credit strategy with Capitec clients always forefront of mind. To be part of the journey, follow the steps below:

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

Purpose Statement

Decision Scientists are expected to translate data into usable strategic information and influence business decision through analytics, to develop credit scoring models using the most applicable modelling techniques and to optimize our client’s experience through ensuring the models and client strategies are designed to meet the client’s and business need across Granting, Account Management and Recoveries and Collections.

 

About the role

Exciting Career Opportunities await You at Capitec!

Join our innovative Credit Management division as a Decision Scientist in the vibrant locations of Stellenbosch or Sandton. We're actively seeking individuals at all experience levels, from entry to intermediate to senior/lead, to become part of our dynamic teams.

 

As a Decision Scientist at Capitec, you'll play a pivotal role in building application and behavioral scorecards. We're looking for candidates with a postgraduate degree and relevant experience at varying levels.

 

If you're eager to be a part of the Capitec family in 2024 and ready to elevate your career to new heights, seize the opportunity by submitting your details through this advertisement today. Let's connect in 2024 and embark on this exciting journey together!

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

Experience

  • 4 years’ relevant experience in statistical analysis

 

  • Experience must include the following (within the Retail Credit Risk Management Environment):
    • Extracting and Aggregating Data from Large Relational Databases
    • Data Mining and Predictive Modelling

Qualifications (Minimum)

  • Honours Degree in Mathematics or Data Science

Qualifications (Ideal or Preferred)

  • Masters Degree in Mathematics or Data Science

Knowledge

  • Analytics
  • Predictive Modelling and Machine Learning
  • Project management methodologies
  • IT implementation cycle
  • Credit cycle
  • Technical understanding and knowledge (different operating systems / databases / programming languages)
  • General business acumen to identify the impact technical issues may have on design and delivery of solutions.
  • Best practices and tools in credit risk
  • Interpretation of user requirements and translation into business requirements specifications
  • Retail credit environment / industry
  • Confidentiality and intellectual property implications and constraints
  • Interpretation of user requirements
  • Translation of business requirements into business requirement specifications
     

Skills

  • Communications Skills
  • Numerical Reasoning skills
  • Analytical Skills
  • Reporting Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Attention to Detail
  • Programming skill (SAS, SQL, R, Python)
  • Commercial Thinking Skills
  • Interpersonal & Relationship management Skills
  • Leadership Skills

Competencies

  • Care and passion for our people (Departmental Contributor)
  • Earn and extend trust (Departmental Contributor)
  • Simplify and make it easy (Departmental Contributor)
  • Drive innovation mindset (Departmental Contributor)
  • Lead with the "Why" (Departmental Contributor)
  • Attract and relentlessly develop people (Departmental Contributor)
  • Make decisions - faster and smarter (Departmental Contributor)
  • Inspire optimism and persistence (Departmental Contributor)

Conditions of Employment

  • Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.