Team Leader: Credit Intelligence Analysis

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Date: 16 Apr 2025

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

Optimise credit performance and minimise risk through: 

  • Managing and overseeing a team responsible for developing, implementing and optimising credit intelligence policies / solutions / processes / strategies across more than one workstreams.
  • Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
     

Experience

Min:

  • 6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
  • In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics). 
  • Minimum of 3 years Portfolio specific experience.
  • Experience working with / contributing towards credit principles, policies, frameworks.

Ideal: 

  • Capitec Bank experience

Qualifications (Minimum)

  • Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

  • A relevant post-graduate qualification in Finance or Statistics

Knowledge

NA

Skills

  • Communications Skills
  • Influencing Skills
  • Leadership Skills
  • Planning, organising and coordination skills
  • Presentation Skills
  • Project Management Skills (Methodolgy Specific)
  • Reporting Skills
  • Researching skills

Conditions of Employment

  • Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.